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What is a self build construction loan?

A self build construction loan is a specialty loan that borrowers use when they plan to build a residential home and act as the general contractor during the construction process. It’s also called a DIY home build loan or an owner builder construction loan.

How do construction loans work in North Carolina?

To finance these construction projects, North Carolina residents are using construction loans. These loans allow them to finance the cost of the land and the cost of designing and building the home. Real estate experts in North Carolina estimate that it costs between $78 and $120 per square foot to build a new home in the state.

What is a home build loan?

It’s also called a DIY home build loan or an owner builder construction loan. To qualify for any kind of construction loan, you usually need a qualified builder — meaning a licensed contractor with demonstrable experience building homes — to sign on to lead the project.

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